Your Purchases.

Your Payment Plan.

With Lucid you can shop easily and split your purchases to monthly payments.

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Lucid app mockup on mobile phone

Step 1

Apply in minutes

Download Lucid and complete a simple onboarding process. During working hours, you can get a decision in under 10 minutes.

Step 2

Get your purchasing power

Once approved, you’ll receive purchasing power to start shopping at our partner stores. It increases as you use the app and repay on time.

Step 3

Pay in installments

All your purchases are added to one monthly bill, due before the 5th of each month. Split each purchase into 2–5 installments and pay back with cash, card, e-wallet, or payment apps.

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Guy carrying a hand bag branded Lucid App
Curly lines with Lucid App colors

Why use Lucid?

Enjoy secure shopping, fast checkouts, and seamless payments.

Fast & easy

Our onboarding process is fully digital and designed to be fast and easy. During working hours, you’ll receive a decision in under 10 minutes.

Transparent

No hidden fees. See your total payments and fees before you commit.

Inclusive

No bank account or credit card needed. Open to everyone in Egypt to apply, including students.

Lucid Credit

Get your Purchasing Power today!

Apply in minutes, see how much you can spend, and start shopping in partner stores
Mobile phone with Lucid App screen illustration showing purchasing power
Samsung Galaxy A series

Lucid Phones

Buy a Samsung phone now.
Pay later

With Lucid’s phone plan, you can buy a Samsung phone and spread the cost over monthly installments – all managed through the Lucid app.

Smarter shopping,

Real experiences.

A photo of conservative Egyptian woman shushing

Super easy to use. I got what I needed without paying everything upfront, and the installments were very clear.

Sara H.

A photo of an Egyptian young man thinking

It really helped me buy things I needed without stressing about the full amount. Payments are flexible and easy to manage.

Mohamed K.

I like that I don’t need a credit card. The whole process was simple, and I always know what I need to pay.

Ahmed M.

The app is smooth, and everything is straightforward. Paying monthly makes a big difference for me.

Nour A.

FAQ

Not sure about something? Here’s everything you need to know.